Thursday, April 8, 2010

Is the indispensable credit card all that it is purported to be? Sure it is a convenient tool in the exchange of goods and services and economy driver. On the other hand, it can cause a spiral in indebtedness – if you don’t watch your “charge it” habit.

It all depends on how you use a credit card. Buying or paying with cash is passé. Went the way of the dinosaur – EXTINCT! Convenience and security are a credit card’s hard sell! Small wonder there are more credit card users now all over the world than at any point in history! Amazing!

What’s not amusing is getting credit card approval. You need to go through the wringer of a credit check. Sure pain in the neck! No credit history, no credit card – seems to be the rule! Bad news for those just starting out in business or employment, or, with bad credit.

Sure there are operators offering “NO bad credit disapproval” come ons. It’s a trap! You’ll get the after-shock in the steep interest charges you have to dip into your pocket rip-off to maintain one.

Don’t despair! There is an alternative readily available.

Heard of prepaid Visa? It works just like a credit card. Psst! actually, it is a prepaid debit card which you use just like a credit card. How’s that again! Look, with a prepaid Visa card you can purchase goods and services, pay bills, withdraw cash – with the same ease and convenience of a credit card.

Wanted to know the edge of Prepaid Card over Credit Card?
Here they are:

1. Getting a Prepaid Card is so easy, it’s ridiculous! You only need to open an account.
2. Purchases or cash withdrawal (thru ATM) are directly debited from your account – the reason the Prepaid Card do not report to major credit reporting agencies.
3. Take note that since Prepaid Card is not a credit card, you cannot spend more than the balance you have deposited. Look at it as a buil-in “control mechanism” against getting into debt. Aha! Good for the pocket, right? has a portfolio of Prepaid Cards for your study and/or use. Access and process all info – both pros and cons to make an intelligent decision.

Prepaid Card looks like a winner to me catering to a niche market. Reason enough why you can’t afford to let it pass you up, right?

Thursday, December 11, 2008

Personalized Cards Snowy Holiday Evening Christmas Greeting Cards - Personalized Cards Now your favorite Christmas cards can include a customized greeting for your family and friends. Personalization of cards must be ordered by Nov. 30. Create up to 2 personalized lines in addition to the existing inside message. Maximum of 36 characters per line (includes spaces and punctuation). Customized cards are nonreturnable. They ship ground only, and please allow additional time for delivery. Printed on recycled paper with 12 cards and envelopes per box. 5-1/4" x 7-3/4" card. Snowy Holiday Evening - Inside: May you be blessed by the happiness and tranquility of the season.

Wednesday, December 3, 2008

How Long Could You Survive Chained to a Bunk Bed with a Velociraptor?

I could survive for 51 seconds chained to a bunk bed with a velociraptor

Created by Bunk

Thursday, November 20, 2008

Spitz speaks... start ove, satisfy, ideas, rebellion, smokin' guitars... who the heck knew that Red Hot Chill Peppers are a bunch of light bulbs!?

Monday, November 17, 2008

Paradise on earth? Is there such a place?

Goa, situated in the western coastal belt of India, presents itself as closest to being one. To the critical eye, how does Goa measure up?

The Webster dictionary defines paradise as a place of extreme beauty and happiness. Goa indeed has the scenery that is out of the ordinary. The magnificence of its natural splendor - the blue waters of the Arabian Sea lapping on fabled shores, with the lush greenery of the of the Sahyadri mountain range serving as backdrop to the famous beaches - is really awe inspiring and never fail to send goose bumps to onlookers, one and all.

Another must see attraction are the ancient temples whose Indian architectural style depicts an era of outstanding creativity, artistry and craftsmanship dating back to the eighteenth century or beyond. You get transported back to the olden times when everything was done by hands - using tools crude by modern standards. You can't help whistle in admiration, awe and respect for the works of wonder the ancients turned out despite the seeming handicap.

The aura won't be complete without the people. Peaceful and friendly, ever welcoming friends and strangers alike, polite and mutually respectful of each other - traits that send good vibes and endearing to the new arrivals.

A flea market on a beach resort? Only in Goa India! Stalls that sells a huge selection of Indian artifacts, Indian jewelries, souvenirs, books and others - seem odd to some but add surprise even adventure and mystic to others - deemed added bonus that sits well with visitors.

Your Goa vacation isn't complete without partaking of Indian food? While first timers may find the food strange - too spicy of a different kind for most - but an exotic culinary experience worth trying nonetheless. If seafood is your predilection, you're in heaven in Goa. Its rivers and the sea yield a bountiful harvest of succulent fishes, lobsters, mollusks and other marine resources that will spike your food choice.

The blending of natural scenic beauty, history, culture, exotic food and amiable people complete the package that made Goa the popular tourist destination that it is today. Good enough to merit the coveted honor of being called a "paradise on earth"? I think Goa has earned it...

Saturday, November 1, 2008

Movies touch a cord in most of us ... drama, comedy, suspense, romance, sports, documentary ... you name it ... the following questions just keep the conversation going!

Friday, October 31, 2008

(Kinder 1) MAPEH Culminating Activity 2008

My son, Luis wearing Lavender long sleeves polo shirt. He is representing United States of America.

Mom and son...

Wednesday, October 29, 2008

Table LampLike a woman, a home occasionally needs a make-over to transform that "stodgy, blah" feeling and glam mood into cheery "oohs and ahs" that uplifts the spirit. No need to do an expensive renovation of the whole house. Just a dollop of new paint in your favorite room, a change-over of upholstery fabric, or a warmer more inviting color for the draperies - sometimes is all that's needed !

Floor LampTake lamps for example! You wouldn't think that making the simple step of replacing that crusty, turn -of-the-century table lamp, installing track lighting, or adding a table lamp, floor lamp or hanging lamp - of course in addition to the compliments you'll get from admiring friends and guests who'll notice the new spiffy attraction, can do wonders to your psyche! Brightening up an area has the positive effect of re-lighting and lifting up your perception and outlook too!

Hanging Lamp

When it comes to lamps, one bright spot is which has taken the shopping for lamps experience one step higher. Where the usual shopping site limits shows to only of placement-paid members, Shopwiki took the forward-looking step of trailblazing and showing just about all lamp stores wanting to sell their wares on the web. Neat!

At, you'll likely find what you are looking for. Shopwiki offers a wide variety of lamps from modern to traditional, Tiffany to reading/task lamps, track lighting, LED lights to even "healing-aid" lamps. Smart shoppers are welcome to comparison-shop for styles, prices, warranties and the whole gamut of services: from ordering to shipping, return and complaint handling. Everything is done online - easy, fast, reliable, complete! Advantage Shopwiki!

Visit and check out why has got your taste and need for lamps covered...

Tuesday, October 28, 2008

NEW PRODUCT RELEASE - FURNITURE FOR FANS: DreamSeat Recliners, XZipit Home Theater Recliners and XZipit Rocker Recliners

Fathead offers Sweet Seats - on sale now!

Fathead introduces Furniture for Fans: team-themed leather recliners in three distinctive styles - DreamSeat Recliners, XZipit Home Theater Recliners and XZipit Rocker Recliners. With luxurious comfort, quality craftsmanship and their favorite team's logo, these recliners let your customers watch the game in style!

Now, Fathead provides customers even MORE to tie their homes and offices to their favorite teams, and we provide you more chances to earn with Fathead!

Make every game a home game - relax in style with team themed recliners from Fathead today!

Wednesday, October 22, 2008

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